/* Apex Cash Solutions — shared styles */
:root {
  --ink: #0E2437;
  --body: #12283A;
  --body-secondary: #41586C;
  --article-body: #2C4356;
  --blue: #0C4C85;
  --blue-link: #1263A8;
  --green: #12805C;
  --green-hover: #0E6B4C;
  --green-tint: #E4F1EC;
  --green-on-dark: #7FD4B0;
  --green-on-dark-hover: #A5E3C7;
  --bg: #FAFCFD;
  --bg-alt: #F1F6F5;
  --bg-blue-tint: #E9F2F8;
  --dark: #0E2437;
  --darker: #0A1B2A;
  --muted-on-dark: #A9BFCE;
  --muted-on-dark-2: #8FA6B7;
  --muted-on-dark-3: #DCE9F2;
  --muted-on-dark-4: #5F7688;
  --border: #E3ECF1;
  --input-border: #D4E0E8;
  --check: #3FB98A;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: 'Public Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  background: var(--bg);
  color: var(--body);
  -webkit-font-smoothing: antialiased;
}

a { color: var(--blue-link); text-decoration: none; }
a:hover { color: var(--blue); }

img { max-width: 100%; }

.wrap { max-width: 1140px; margin: 0 auto; padding: 0 24px; }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(250, 252, 253, 0.95);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.site-header .wrap {
  height: 72px;
  display: flex;
  align-items: center;
  gap: 32px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--body);
  flex-shrink: 0;
}
.brand img { width: 44px; height: 44px; border-radius: 9px; object-fit: cover; }
.brand span { font-weight: 800; font-size: 18px; letter-spacing: -0.3px; }

.main-nav {
  display: flex;
  gap: 26px;
  margin-left: auto;
  font-size: 15px;
  font-weight: 600;
}
.main-nav a { color: #3A5468; }
.main-nav a:hover { color: var(--blue); }

.phone-link { font-weight: 700; font-size: 15px; color: var(--blue); white-space: nowrap; }

.btn-cta {
  background: var(--green);
  color: #fff;
  font-weight: 700;
  font-size: 15px;
  padding: 11px 20px;
  border-radius: 8px;
  white-space: nowrap;
  box-shadow: 0 1px 2px rgba(18, 40, 58, 0.15);
  border: none;
  cursor: pointer;
  font-family: inherit;
}
.btn-cta:hover { background: var(--green-hover); color: #fff; }

.header-actions { display: flex; align-items: center; gap: 20px; }

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(180deg, #FAFCFD 0%, #EFF6F4 100%);
}
.hero .wrap {
  padding: 72px 24px 80px;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}
.hero-copy { display: flex; flex-direction: column; gap: 22px; }
.pill-badge {
  display: inline-flex;
  align-self: flex-start;
  align-items: center;
  gap: 8px;
  background: var(--green-tint);
  color: var(--green-hover);
  font-size: 13px;
  font-weight: 700;
  padding: 6px 12px;
  border-radius: 100px;
  letter-spacing: 0.3px;
}
.pill-badge .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--green); display: inline-block; }
.hero h1 {
  margin: 0;
  font-size: 50px;
  line-height: 1.08;
  font-weight: 800;
  letter-spacing: -1.5px;
  color: var(--ink);
  text-wrap: pretty;
}
.hero-sub { margin: 0; font-size: 19px; line-height: 1.55; color: var(--body-secondary); max-width: 520px; }
.hero-actions { display: flex; gap: 14px; align-items: center; margin-top: 6px; flex-wrap: wrap; }
.btn-cta-lg {
  background: var(--green);
  color: #fff;
  font-weight: 700;
  font-size: 17px;
  padding: 16px 30px;
  border-radius: 10px;
  box-shadow: 0 2px 8px rgba(18, 128, 92, 0.3);
  border: none;
  cursor: pointer;
  font-family: inherit;
}
.btn-cta-lg:hover { background: var(--green-hover); color: #fff; }
.or-call { font-weight: 700; font-size: 16px; color: var(--blue); padding: 16px 8px; }

.hero-photo-frame {
  position: relative;
  height: 460px;
  border-radius: 16px;
  overflow: hidden;
  background: linear-gradient(180deg, #FFFFFF 0%, #E9F2F8 100%);
  border: 1px solid var(--border);
  box-shadow: 0 12px 36px rgba(14, 36, 55, 0.10);
  padding: 20px;
}
.hero-photo-frame img { width: 100%; height: 100%; object-fit: contain; }

/* ---------- Trust bar ---------- */
.trust-bar { background: var(--dark); }
.trust-bar .wrap {
  padding: 22px 24px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.trust-item {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  color: var(--muted-on-dark-3);
  font-weight: 600;
  font-size: 15px;
  text-align: center;
}
.trust-item svg { flex-shrink: 0; }

/* ---------- Section heading blocks ---------- */
.section-head {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 52px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.section-head.wide { max-width: 680px; }
.eyebrow { font-size: 13px; font-weight: 700; letter-spacing: 1.5px; color: var(--green); text-transform: uppercase; }
.section-head h2 { margin: 0; font-size: 36px; font-weight: 800; letter-spacing: -1px; color: var(--ink); text-wrap: pretty; }
.section-head p { margin: 0; font-size: 17px; line-height: 1.6; color: var(--body-secondary); }

/* ---------- Benefits ---------- */
.benefits-section { background: var(--bg); }
.benefits-section .wrap { padding: 88px 24px; }
.benefits-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.benefit-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  box-shadow: 0 1px 3px rgba(14, 36, 55, 0.05);
}
.benefit-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--bg-blue-tint);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--blue);
  font-size: 20px;
  font-weight: 800;
}
.benefit-card h3 { margin: 0; font-weight: 700; font-size: 17px; color: var(--ink); }
.benefit-card p { margin: 0; font-size: 15px; line-height: 1.55; color: var(--body-secondary); }

/* ---------- Who we serve ---------- */
.serve-section { background: var(--bg-alt); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.serve-section .wrap { padding: 88px 24px; }
.serve-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 44px; }
.serve-tile {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 22px 18px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  text-align: center;
}
.serve-icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--green-tint);
  color: var(--green-hover);
  display: flex;
  align-items: center;
  justify-content: center;
}
.serve-tile span { font-weight: 600; font-size: 15px; color: var(--ink); }
.serve-note { text-align: center; margin: 36px auto 0; font-size: 16px; color: var(--body-secondary); max-width: 520px; }
.serve-note a { font-weight: 700; }

/* ---------- How it works ---------- */
.how-section { background: var(--bg); }
.how-section .wrap { padding: 88px 24px; }
.how-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.how-card {
  display: flex;
  flex-direction: column;
  gap: 14px;
  padding: 26px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
}
.how-num {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 16px;
}
.how-card h3 { margin: 0; font-weight: 700; font-size: 17px; color: var(--ink); }
.how-card p { margin: 0; font-size: 15px; line-height: 1.55; color: var(--body-secondary); }

/* ---------- Testimonials ---------- */
.testimonials-section { background: var(--bg-alt); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.testimonials-section .wrap { padding: 88px 24px; }
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.testimonial-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 30px;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.stars { color: var(--green); font-size: 22px; letter-spacing: 2px; font-weight: 800; }
.testimonial-card blockquote { margin: 0; font-size: 16px; line-height: 1.6; color: var(--body); font-style: italic; }
.testimonial-card cite { margin-top: auto; font-size: 14px; font-weight: 700; color: var(--body-secondary); font-style: normal; }

/* ---------- FAQ ---------- */
.faq-section { background: var(--bg); }
.faq-section .wrap { max-width: 760px; padding: 88px 24px; }
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item { background: #fff; border: 1px solid var(--border); border-radius: 12px; overflow: hidden; }
.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  background: none;
  border: none;
  padding: 20px 24px;
  cursor: pointer;
  font-family: inherit;
  font-size: 17px;
  font-weight: 700;
  color: var(--ink);
  text-align: left;
}
.faq-question:hover { background: #F5FAF8; }
.faq-mark { color: var(--green); font-size: 20px; font-weight: 600; flex-shrink: 0; }
.faq-answer { padding: 0 24px 22px; font-size: 15.5px; line-height: 1.65; color: var(--body-secondary); display: none; }
.faq-item.open .faq-answer { display: block; }
.faq-more { text-align: center; margin: 32px auto 0; font-size: 15.5px; color: var(--body-secondary); }
.faq-more a { font-weight: 700; }

/* ---------- Contact ---------- */
.contact-section { background: var(--dark); }
.contact-section .wrap {
  padding: 88px 24px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.contact-copy { display: flex; flex-direction: column; gap: 18px; }
.contact-copy h2 { margin: 0; font-size: 38px; font-weight: 800; letter-spacing: -1px; color: #fff; line-height: 1.15; text-wrap: pretty; }
.contact-copy > p { margin: 0; font-size: 17px; line-height: 1.6; color: var(--muted-on-dark); }
.contact-details { display: flex; flex-direction: column; gap: 8px; margin-top: 10px; color: var(--muted-on-dark-3); font-size: 15px; font-weight: 600; }
.contact-details a { color: var(--green-on-dark); }
.contact-details a:hover { color: var(--green-on-dark-hover); }

.form-card {
  background: #fff;
  border-radius: 16px;
  padding: 34px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  box-shadow: 0 16px 48px rgba(0, 0, 0, 0.3);
}
.form-card h3 { margin: 0; font-weight: 800; font-size: 20px; color: var(--ink); letter-spacing: -0.3px; }
.form-card input,
.form-card select {
  border: 1px solid var(--input-border);
  border-radius: 8px;
  padding: 13px 14px;
  font-size: 15px;
  color: var(--body);
  font-family: inherit;
  width: 100%;
}
.form-card select { color: var(--body-secondary); background: #fff; }
.form-card input:focus,
.form-card select:focus { outline: 2px solid var(--green); outline-offset: 1px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-submit {
  background: var(--green);
  color: #fff;
  border: none;
  border-radius: 10px;
  padding: 15px;
  font-family: inherit;
  font-size: 16px;
  font-weight: 700;
  cursor: pointer;
  margin-top: 4px;
}
.form-submit:hover { background: var(--green-hover); }
.form-submit:disabled { opacity: 0.7; cursor: not-allowed; }
.form-microcopy { font-size: 12.5px; color: #7A8FA0; text-align: center; }
.form-error { font-size: 13.5px; color: #C0392B; text-align: center; display: none; }
.form-error.show { display: block; }

.success-state {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  padding: 36px 12px;
  text-align: center;
}
.success-check {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--green-tint);
  display: flex;
  align-items: center;
  justify-content: center;
}
.success-state h3 { font-weight: 800; font-size: 20px; color: var(--ink); margin: 0; }
.success-state p { font-size: 15px; color: var(--body-secondary); line-height: 1.55; margin: 0; }
.success-state a { font-weight: 700; }

.hidden { display: none; }

/* ---------- Footer ---------- */
.site-footer { background: var(--darker); border-top: 1px solid rgba(255, 255, 255, 0.08); }
.site-footer .wrap { padding: 44px 24px; display: flex; align-items: center; gap: 32px; flex-wrap: wrap; }
.footer-brand { display: flex; align-items: center; gap: 10px; color: #fff; }
.footer-brand img { width: 36px; height: 36px; border-radius: 8px; object-fit: cover; background: #fff; }
.footer-brand span { font-weight: 800; font-size: 16px; }
.footer-links { display: flex; gap: 24px; font-size: 14px; color: var(--muted-on-dark-2); margin-left: auto; flex-wrap: wrap; }
.footer-links a { color: var(--muted-on-dark-2); }
.footer-links a:hover { color: var(--muted-on-dark-3); }
.footer-bottom { width: 100%; border-top: 1px solid rgba(255, 255, 255, 0.08); padding-top: 18px; font-size: 13px; color: var(--muted-on-dark-4); }

/* ---------- Article (blog page) ---------- */
.article-eyebrow { font-size: 13px; font-weight: 700; letter-spacing: 1.5px; color: var(--green); margin-bottom: 16px; }
article { max-width: 760px; margin: 0 auto; padding: 64px 24px 80px; }
article h1 { margin: 0 0 20px; font-size: 42px; line-height: 1.12; font-weight: 800; letter-spacing: -1.2px; color: var(--ink); text-wrap: pretty; }
.article-intro { margin: 0 0 40px; font-size: 18px; line-height: 1.65; color: var(--body-secondary); text-wrap: pretty; }
article h2 { margin: 0 0 14px; font-size: 28px; font-weight: 800; letter-spacing: -0.6px; color: var(--ink); }
article h2.step-heading { margin-bottom: 20px; }
article h3 { margin: 0 0 10px; font-size: 20px; font-weight: 700; color: var(--ink); }
article p { margin: 0 0 40px; font-size: 16.5px; line-height: 1.7; color: var(--article-body); }
article p.tight { margin-bottom: 16px; }
article p.step-body { margin-bottom: 28px; }
article ul { margin: 0 0 16px; padding-left: 24px; font-size: 16.5px; line-height: 1.9; color: var(--article-body); }
article ul.spaced { line-height: 1.8; margin-bottom: 40px; }
article ul.spaced li { margin-bottom: 10px; }
.article-cta {
  background: var(--dark);
  border-radius: 16px;
  padding: 40px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  align-items: flex-start;
}
.article-cta h2 { color: #fff; margin: 0; }
.article-cta p { color: var(--muted-on-dark); margin: 0; }
.article-cta .actions { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; }
.article-cta .actions a.call { font-weight: 700; font-size: 15px; color: var(--green-on-dark); }
.article-cta .actions a.call:hover { color: var(--green-on-dark-hover); }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .hero .wrap { grid-template-columns: 1fr; gap: 40px; }
  .hero-photo-frame { height: 320px; order: -1; }
  .hero h1 { font-size: 38px; letter-spacing: -1px; }
  .benefits-grid { grid-template-columns: 1fr; }
  .serve-grid { grid-template-columns: repeat(2, 1fr); }
  .how-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }
  .contact-section .wrap { grid-template-columns: 1fr; gap: 40px; }
  .main-nav { display: none; }
  .trust-bar .wrap { grid-template-columns: 1fr; gap: 14px; }
  .footer-links { margin-left: 0; }
}

@media (max-width: 560px) {
  .site-header .wrap { gap: 16px; }
  .brand span { display: none; }
  .phone-link { display: none; }
  .hero h1 { font-size: 32px; }
  .hero-sub { font-size: 17px; }
  .section-head h2 { margin: 0; }
  .form-row { grid-template-columns: 1fr; }
  article h1 { font-size: 30px; }
}